Motorsport & ATV Insurance

Coverage for your ATV, dirt bike, golf cart, snowmobile, and more. Serving St Charles and all of Missouri.

There’s no shortage of ways to get outside in Missouri. Whether you’re hitting the trail, playing the links, or just enjoying the great outdoors, the last thing you want to worry about is whether your insurance policy has you protected.

AHL Insurance Agency can help you get the specialized coverage you need for your outdoor activities, so you can focus on having fun.

Request a free online quote or call us at 636-441-1411 to get started.

Do You Need Motorsport Insurance?

Most specialized vehicles aren’t covered under your standard auto or home insurance policies, especially when you aren’t on your own property.

What’s more, many national, state, or other public parks in Missouri require specialty vehicle riders to be properly insured.

How Much Does Motorsport Coverage Cost?

Several factors can affect the cost of insuring a specialty vehicle. So what can you do to keep your rates low?

• Be safe. If you have violations on your driving record or claims on your insurance policy, your rates will likely be higher.
• Choose your vehicle carefully. Some models of ATVs, snowmobiles, dirt bikes or other off-road vehicles are considered more aggressive machines, and typically cost more to insure.
• Own more than one. With many carriers you can receive a discount if you insure more than one specialty vehicle on your policy.

Common Types of Coverage:

Every specialty vehicle policy is unique, but the following is a quick rundown of the some of the options included in most ATV, snowmobile, dirt bike, golf cart, and other off-road vehicle insurance policies: